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Payday Super starts on 1 July 2026.

It means employers must pay their employees’ super within 7 business days of each payday — not quarterly anymore.

That’s a big change, and the ATO knows it.

So, they have shared how they will handle things in the first year, and how they will treat different types of businesses.

Here’s what it means - in plain language.

The ATO Will Group Employers Into 3 Risk Zones

Not everyone will get the same level of scrutiny. The ATO will look at how you are doing and put you into one of these groups:

Low Risk

You have made a genuine effort. You may have been slightly late, but super was paid and made it to the right fund quickly.

The ATO is unlikely to take action.

Medium Risk

You are still paying the old way (like quarterly), but the super is reaching the fund before the end of the quarter.

You may be reviewed.

Most businesses are expected to fall into this medium-risk group - especially those using older payroll systems that aren’t built for payday super.

High Risk

You didn’t pay super at all, or paid it very late.

The ATO will likely take action.

This part really comes down to your payroll system.

With Myaccountant, we are building everything to help you meet the new rules - with less effort.

Here’s how you can stay safe:

Our aim at Myaccountant is to help your business stay in the low-risk zone - where the ATO won’t bother you.

The ATO knows this is a big change. If you try your best and using the right payroll solution, you will be fine.

Don’t leave it until the last minute. Let’s make payday super something you don’t have to worry about.

We’ve got your back.

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