Features / Personal & Household
The money that isn't the business, handled the same way.
Salary, spending, super and investments get the same treatment as the business: connected records, one position, and no separate system to keep up.
Features · Personal & Household
Overview
By what you hold
People and pay
Meeting the ATO
Asking for help
For accountants
A clearer household view.
Net wealth you can follow.
Assets minus liabilities, tracked over time. If the line is rising, you can see progress. If it is flat, you know where to look next.
Cash flow without the spreadsheet.
Money in and money out, grouped by the categories that matter to your household. Budgets can match the way expenses actually arrive: weekly, monthly, quarterly, or annually.
Documents for lending and review.
A broker or lender often needs the same core picture: net wealth, household income, rental income, and living expenses. The Broker Pack brings those reports together for review.
Possible deductions surfaced earlier.
Work-from-home expenses, professional memberships, education, and vehicle running costs can be flagged for review before tax time.
What else the household view can show.
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Personal transaction categorisation — Personal spending sorted into useful categories, using the same approach as the business books.
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Cash flow tracking — Money in versus money out over any period you choose.
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Recurring expenses — Subscriptions, bills, and regular charges are identified so forgotten costs are easier to spot.
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Budget suggestions — Recent spending and seasonal patterns can suggest practical starting amounts.
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Household sharing — One household view across both partners' accounts where access is granted.
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Super tracking — Super balances included in the broader net wealth picture.
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Plan flexibility — Personal finance can be used on its own or alongside Business and Property.
The reports that come with it.
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Net Wealth Statement — Assets and liabilities in a lender-ready format.
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Household Income Report — Two-year income view across the household, including rental income where relevant.
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Broker Pack — Core household and property reports combined into one PDF for finance conversations.
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Personal Cash Flow — Money in, money out, for the period you choose.
Understand the rest of the picture.
Every feature follows the same principle: show what matters, keep the detail available, and make the next step clear. Browse the full Features library to see how the product fits together.